About Us

About Us

About Us

Burgan Bank Turkey

Established under the name of Tekfen Yatırım Finansman Bankası A.Ş. in 1989, the Bank quickly joined the ranks of Turkey’s most prestigious financial institutions in the areas of corporate and investment banking. In 2001, it took over the Bank Ekspres in accordance with its growth plans and with the decision of enhancing its experience in the field of commercial banking. In 2007, Tekfen Group got into partnership with Eurobank EFG and continued to carry out its activities under the name of Eurobank Tekfen A.Ş.

On December 21, 2012, Burgan Bank K.P.S.C. acquired the shares owned by Eurobank EFG and Tekfen Holding and became the main shareholder with a 99.26% share and the title of the bank was changed as Burgan Bank A.Ş. on January 28, 2013.

Burgan Bank acts as a “solution partner” for its customers and provides services through its 31 branches located in 14 important industrial and trade regions of Turkey. The Bank aims to establish long-term relations with its customers by emphasizing on stability and quality while conducting its activities in accordance with the principles of banking ethics, especially accuracy and reliability.

Backed by a majority shareholder who is closely familiar with the MENA region and its dynamics as a rising center of the world, Burgan Bank Turkey, puts its customer’s goals in the center of its banking activities, and conducts its business activities based on “banking focused on you” approach. The Bank provides services to its wide customer base in corporate, commercial and digital banking segments  cooperating in synergy with its subsidiaries, Burgan Leasing and Burgan Yatırım.

Vision and Mission


To be the best of class financial service provider in Turkey through sustained execution of best practice, innovation and stakeholder care.


Burgan Bank is your financial partner, forming a relationship with you based on integrity and trust, to provide expert specialist financial and investment solutions that help your business and personal wealth grow.


To maximize value for all our stakeholders (clients, personnel and shareholders) by building on Burgan Banks three pillars of client delight and care, leveraging its operational and technological capabilities and nurturing our staff. Our stakeholders value must be consistent, growth oriented and accomplished in the spirit of the corporate governance framework.

Corporate Values


We consider complete trust and integrity in all our business operations as our highest value. Keeping this promise is the foundation of our brand.


We are committed to creating long term relationships with our customers and employees, based on trust, partnership and mutual respect.


We seek progress through innovation and understanding, allowing us to better serve our customers needs through every stage of life.


We aim to set and meet the highest standards of excellence through all of our activities, to live up to and deliver on our promises, and add value beyond what is expected by our customers.

“We” culture

  • We support each other as Burgan family.
  • We work in harmony.
  • We listen each other’s views and respect different opinions.
  • We are open to one another; we act with fairness.


  • We consider change as an opportunity; we comply with the changing circumstances quickly.
  • We make quickly implementable decisions; we produce creative and practical solutions.
  • We make a difference with alternative points of views.


  • We take target-oriented actions; we set challenging goals.
  • We make efforts for reaching the better; we do not give up against challenges.
  • We always appreciate the efforts for reaching success.
  • We efficiently use our resources while reaching our goals.

Burgan Bank

Established in 1977, Burgan Bank is a subsidiary of Kuwait Projects Company (KIPCO), one of the leading Holding companies in the GCC and MENAT region. Burgan Bank Kuwait – BBK (Kuwait) is the youngest conventional local Bank as well having a regional presence in GCC & MENAT regions. Its product & service offering is diversified with a large Corporate portfolio, growing Retail presence and focused Private Banking & Wealth Management offering.

Burgan Bank international banks portfolio holdings currently include majority owned subsidiaries, mainly Gulf Bank Algeria - AGB (Algeria), Tunis International Bank - TIS (Tunisia), and fully owned Burgan Bank – BBT (Turkey), and in the GCC having a Rep Office presence under Burgan Financial Services Limited – BBFS (UAE). BBFS is located in Dubai International Financial Center (DIFC), supporting Burgan Bank Group client needs. Collectively BBK and its subsidiaries are known as Burgan Bank Group.

Bank Burgan Bank Group continues to maintain a conservative growth strategy striving for consistent performance across its key markets, whilst managing & enhancing operating efficiencies and returns with focus on strong risk management across the group.

Burgan Bank has International Standards Certifications, reaffirming its commitment to consistent compliance to highest international standards and firm commitment to improve the quality of its banking services and enhance its clients overall banking experience:

  • ISO 9001:2015 for Quality Management System
  • ISO 27001:2013 for Information Security Management System
  • ISO 20000:2018 for Information Technology Service Management System

Our Organizational Structure

Board of Directors

Chairman of the Board of DirectorsE.Hakan Eminsoy
Vice Chairman of the BoardAbdelkarim A.S. Kabariti
Board MemberKhaled F.A.O. Alzouman
Board MemberMehmet Alev Göçmez
Board MemberHasan Kılıç
Board MemberMohammad M.A.H.S. Almael
Board MemberFadhil M.GH.A. Abdullah
Board MemberMoustapha Chami
Board Member, CEO
A. Murat Dinç

Senior Management

Board Member, CEOA. Murat Dinç
Information Technologies Executive Vice President
Darço Akkaranfil
Saving and Wealth Management Executive Vice PresidentAslı Koçer
Digital Banking Executive Vice PresidentHalil Özcan
Internal Systems Executive Vice PresidentCihan Vural
Human Resources , Organization and Corporate Communications Executive Vice PresidentLevent Ergin
Credits Executive Vice PresidentYener Yazlalı
Credits Monitoring and Legal Follow Up Executive Vice President
Banu Ertürk
Corporate and Commercial Banking Executi​​ve Vice PresidentKerem Sözügüzel
Finance Executive Vice PresidentZeynep Bozkurt
Operation and Management Services Executive Vice PresidentEsra Aydın
Treasury, Capital Markets and Financial Institutions Executive Vice PresidentErdal Arda Türerer
​​Risk Management Executive Vice PresidentTuba Onay Ergelen
​​Retail Credits Group HeadTangül Koçer

Ethical Principles of Banking

Burgan Bank follows principles of ethics in all of our operations to protect the rights and interests of our depositors, to foster confidence and stability in financial markets, to ensure that our deposit and loan systems function effectively alongside economic development, and to prevent transactions and practices that cause serious harm to the economy while being mindful of the interests of society and protecting the environment. These are the principles of ethics that Burgan Bank follows:
  • Being honest
  • Remaining impartial
  • Being trustworthy
  • Providing transparency
  • Being mindful of the best interests of society and having respect for the environment
  • Fighting against money laundering
  • Behaving ethically in all of our business activities with banks, employees, and competitors
  • Displaying sensitivity towards issues related to disclosure, service quality and security in customer relations and responding to customer complaints immediately
  • Recruiting and employing human resources who will safeguard the respectability of banking and who are equipped with the knowledge, experience, and sense of responsibility required for their positions
  • Being honest and transparent in all relations with public agencies and organizations

Our Subsidiaries

*As 100% of the firm is owned by Burgan Yatırım Menkul Değerler A.Ş., Burgan Bank A.Ş. is its indirect owner.

Shareholders Structure

ShareholderShare AmountShare Rate (%)
Burgan Bank K.P.S.C.1.446.061.451,98 TL47,41%
Al Rawabi United Holding K.S.C.C.1.586.000.000,00 TL52%
Others17.938.548,02 TL0,59%
Total3.050.000.000,00 TL

Main Account Correspondents

Currency TypeThe name of the Bank
EURDeutsche Bank AG, Frankfurt, DEUTDEFF
Commerzbank, Frankfurt, COBADEFF
USDJPMorgan Chase Banka NA, New York, CHASUS33
Citibank, New York, CITIUS33
CADBank of Montreal, Toronto, BOFMCAM2
CHFZuercher Kantonalbank, Zurich, ZKBKCHZZ
DKKDanske Bank, Copenhagen, DABADKKK
GBPBarclays Bank Plc, London, BARCGB22
Standard Chartered Bank Plc, London, SCBLGB2L
JPYBank of Tokyo Mitsubishi, BOTKJPJT
KWDBurgan Bank S.A.K., Kuwait
SARRiyad Bank, Riyadh, RIBLSARI

Articles of Incorporation of Burgan Bank


Risk Management

Since banking is a risk-taking business, this risk has to be managed efficiently. The connotation of risk to a bank means loss. Therefore, it is incumbent on risk management to take every preventative measure to minimize this loss. Risk management activities entail the identification, assessment, and management of the risk. Burgan Bank has already instituted effective risk management policies according to the Basel II criteria.

Market Risk: It is responsible for the assessment of the risk Burgan Bank incurs in connection with its operations in money and capital markets. The Market Risk Unit’s operations entail efforts to create a comprehensible risk profile, to implement instruments concerning the market risk, and to reduce risk and enhance controls.

Loan Risk: It is the risk of default on a debt that may arise from a borrower failing to make required payments fully and on time. Loan risk management activities are conducted by Loan Risk Unit. The department’s primary responsibilities include the performance of portfolio analyses for the assessment, management and monitoring of loan risk, and preparing required analyses regarding potential risks.

Operational risk: It covers activities regarding the definition, evaluation, tracking, assessment, reporting, and in conclusion, reduction of operational risks. In this context, people, process, system errors and external events are taken into consideration as relevant factors, and internal and external variables affecting the level of operational risk are evaluated on a continuous basis.